Discuss your personal risk with an insurance professional. Look under the search results page for "Letters of Map Change."Ĭaution: Never assume the maps are correct. Click "Download" under "Map Image." If you or a previous owner of your property requested a map change because, for example, the property was elevated out of the floodplain, it won't show up on these maps. If it's not there, the only option is to look at a static map image. Under search results, look for a "View Web Map" icon. The hard way: Use FEMA's Flood Map Service Center (). But the official map, according to FEMA, is from 1999. For example, it shows the 2007 flood zone boundaries for part of Friendswood. And while it's regularly updated, the tool does not represent the official map. You can't zoom in as far as you might like. The easy way: In Harris County, use Harris County's Flood Education Mapping Tool (). They're going to get hammered next time." "Let's not let them build to the old standard. "Maybe the better bet for Friendswood would have been to come up with the money to help those 300 elevate and leave the (newer map) in place so that everybody is protected," said Larry Larson, senior policy adviser to the Association of State Floodplain Managers. That's about five times more likely than Harvey's rains. They would be underwater in rainfall that has a 1 percent chance of happening in a given year - 12 to 14 inches of rain in a day for most of the Houston area. And if they do, they'll pay the cheapest rate, about $400 per year. Some people who took on several feet of water in housesnext to the creek, and who are rebuilding at ground level, won't be required to buy flood insurance. The long-term impact, though, goes far beyond the 300: Some people who are in flood plains won't know whether they should buy insurance, and others building new homes or remodeling older ones in flood plains won't have to elevate them, setting up more properties for future flooding. The situation is the result of city officials reverting to a 20-year-old flood insurance map that underestimates the risk of future floods for thousands of homes in order to allow roughly 300 homeowners to make repairs along the creek without going to the expense of elevating their homes. The city of Friendswood is allowing homeowners in flood-ravaged subdivisions along Clear Creek in Harris Countyto rebuild at ground level, even though they will be subject to severe flooding in storms much less powerful than Hurricane Harvey, a Houston Chronicle analysis has found. Michael Ciaglo/Houston Chronicle Show More Show Less Owner Tony Nicolas was stunned to find out that a 2007 map showed the property was in a floodway. Michael Ciaglo/Houston Chronicle Show More Show Less 5 of5 Tony Morales repaints a Friendswood home that was repaired after being flooded during Hurricane Harvey. ( Michael Ciaglo / Houston Chronicle) Michael Ciaglo/Houston Chronicle Show More Show Less 4 of5 A FEMA disaster recovery vehicle picks up flood debris from a home in the Forest Bend neighborhood of Friendswood. The city of Friendswood has reverted from 2007 flood maps to 1999 maps to allow homeowners that were flooded during the hurricane to rebuild without mandating expensive home elevation requirements. 11, 2018 as he works to repair his home that flooded during Hurricane Harvey in Friendswood. ( Michael Ciaglo / Houston Chronicle) Michael Ciaglo/Houston Chronicle Show More Show Less 2 of5 Show More Show Less 3 of5 Homeowner James Unruh moves material into his truck Thursday, Jan. Tony's Painting owner Tony Morales repaints the repaired home of Diane and Tony Nicolas, not pictured, after it was flooded during Hurricane Harvey Thursday, Jan.
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